Home insurance is a type of insurance that helps protect your home and your belongings in the event of certain types of damage or loss.

It typically covers things like natural disasters, fires, and burglaries, as well as personal liability for accidents that occur on your property.

Here's how home insurance works in a little more detail:

1. You purchase a home insurance policy from an insurance company. When you do this, you will need to provide information about your home and your personal belongings, as well as the amount of coverage you want.
2. You pay premiums to the insurance company on a regular basis (usually monthly or annually). These premiums are the cost of your insurance policy.
3. If something covered by your policy happens to your home or your belongings, you file a claim with the insurance company. This typically involves providing documentation of the damage or loss, as well as an estimate of the cost to repair or replace the damaged item.
   
4. The insurance company will review your claim and determine if it is covered under your policy. If it is, they will pay for the repair or replacement of the damaged item, up to the limits of your policy.

It's important to note that home insurance policies have exclusions and limitations, which means that there are certain types of damage or loss that are not covered. It's a good idea to carefully review your policy to understand what is and is not covered.

Here at Fortress Solutions, LLC we strive to educate clients because we believe knowledge = power and that, for too long, the big insurance companies have kept a monopoly on the knowledge.

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