Storms can be a destructive force of nature, capable of causing significant damage to property. From heavy rain and strong winds to hail and lightning, storms can wreak havoc on homes, businesses, and other structures.

One of the most common types of storm damage is roof damage. Strong winds can lift and remove shingles, exposing the roof deck and underlayment to the elements. Heavy rain can also cause leaks and water damage to the interior of the building.

In addition, hail can dent and crack shingles, reducing their effectiveness at protecting the roof.

Flooding is another common form of storm damage. When heavy rain falls in a short period of time, it can overwhelm storm drains and cause water to build up on streets, in yards, and even in basements. Flooding can cause significant damage to buildings and their contents, including structural damage, mold growth, and electrical problems.

Lightning is another hazard associated with storms. It can strike buildings, causing fires and damaging electrical systems. It can also cause power outages, which can be a major inconvenience and potentially dangerous if the power is out for an extended period of time.

Trees and other vegetation can also be damaged or destroyed by storms. High winds can knock down trees and branches, which can damage buildings and vehicles. In addition, heavy rain and flooding can cause soil erosion, undermining the stability of trees and other plants.

Overall, storms can cause a wide range of damage to property. It's important to take steps to protect your home or business from storm damage, such as installing a strong roof, maintaining gutters and downspouts, and having an emergency plan in place. In the event that storm damage does occur, it's important to act quickly to repair and restore the property to prevent further damage and ensure the safety of those who use the building.

This is why it's important to make sure that you review your homeowner's insurance policy and know what's covered, and what isn't.  A good insurance agent should be doing a yearly review of your insurance needs where you can ask questions in a face to face setting. This is a great time to discuss any life changes, wants, needs, etc. so that you can get the insurance policy that's best suited for you and your budget.